Held, not handed over
Your payment sits with Mtu Kati until you confirm delivery — or your money back. The seller never holds it while you wait.
Escrow marketplace · Tanzania
The trusted middleman.
Pesa yako iko salama.
The money sits in escrow with Mtu Kati — the buyer knows it’s safe, the seller knows it’s real, and it moves the moment the deal is done.
Coming to Android, iPhone and the web. The button opens your email app — or just write to hello@mtukati.com.
Every deal escrow-protected
Why we exist
The guessing game ends here.
The old scam: pay first, watch the seller vanish. On Mtu Kati the money stops in the middle — fraud ends where the middleman stands.
Pay into escrow → the seller ships knowing the money is real → released only when you say nimepokea, “I’ve received it.”
How a deal works
Easy as moja, mbili, tatu.
Five small steps — and every order in the app is a receipt that fills itself in as the deal moves.
Find what you need
Find it at the market, chat, settle on the price.
Pay into escrow
To Mtu Kati — never straight to the seller. The total you see is the total you pay.
Seller ships 🚚
With proof: a tracking number, a handover code, or a drop-off photo.
Check it 📦
Check it calmly — your money is still held while you inspect.
Money released 🤝
Only when you say the word — or your money back.
Forgot to confirm? The money auto-releases a few days after delivery proof — we remind you twice, and the exact date is always written on your order.
A look inside
Made for your hands — familiar from the first tap.
No tricks in the fine print
Built so you can trust it
Sellers show ID
Before anyone can sell or get paid, they verify who they are — an ID document and a selfie, checked securely and privately.
A human, if it goes wrong
Raise a dispute and the money stays held while a mediator hears both sides — refund, release, or a fair split, with the reasons written down.
Built for Tanzania, by Waswahili — the whole story is on the About page →
Be first at the market.
Mtu Kati is coming to all platforms — Android, iPhone and the web. Join the waitlist and we’ll write to you the day the doors open — nothing else, no noise.
Join the waitlist · JiungeOpens your email app · hello@mtukati.com